If you have dental insurance in San Diego, it’s only natural that you’d want to make the most of your policy, so in this guide from Carmel Mountain Dental Care, we’ll discuss the steps you can take to maximize your benefits.
First, make sure to see a dentist who is within your network. Your insurance will always cover more of your care when you see an in-network dentist, compared to an out of network provider. At Carmel Mountain Dental Care, we work with a lot of dental insurance providers including Anthem, Cigna, Delta Dental, Guardian, MetLife and more. Contact us at (858) 484-4880 for more information.
Just about every dental insurance policy will cover twice-yearly teeth cleanings and oral exams, as well as an annual set of x-rays. So if you’re not coming to Carmel Mountain Dental Care twice per year, you’re missing out on some benefits, and you may also have a higher risk of certain oral health issues like tooth decay and gum disease.
Most, though not all, dental plans use a 100-80-50 coverage scheme for your care. This means that:
This is yet another reason that it’s important to see the dentist twice per year. The healthier your mouth is, the less likely it is that you will need treatments like fillings or crowns for tooth decay, which may carry high out-of-pocket costs.
Most dental plans have a deductible of between $25 and $250, similarly to health insurance. After you reach this spending threshold, your plan will begin to pay out toward your care.
However, a big difference between dental insurance and health insurance is that dental plans also have annual maximums, usually between $1,000 and $2,000. After your plan pays out to this limit, it will no longer cover the cost of your care.
At Carmel Mountain Dental Care, we offer a $150 new patient special for new uninsured patients, as well as affordable financing. We also offer a Quality Dental Care Plan (QDP), which is an alternative to dental insurance.
For an affordable monthly cost, the QDP includes:
If you’d like to learn more, just get in touch with our dental team at (858) 484-4880.
At Carmel Mountain Dental Care, our doctors provide expert care at affordable rates throughout Del Sur, Carmel Mountain Ranch, Carmel Valley, and the surrounding areas. Contact us online or call at (858) 484-4880 to get started right away and get the help you need to maintain a healthy smile.
First visit to Carmel Mountain Dental Care? Schedule your New Patient Appointment today to meet the team and get the quality care you deserve at Carmel Mountain Dental Care. Our New Patient Special includes a comprehensive exam, cleaning, x-rays, and a personalized treatment plan.